Sharon A. Capan, Realtor ®

Licensed to Practice Real Estate in Pennsylvania 

962 Beaver Grade Road, Moon Township, PA 15108

412-269-1400 - Office  ---  412-269-1861 Ext. 232 - Voice Mail  ---  412-859-3245 - Residence

 

Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

As I negotiate the sales contract for you, I will not only work to get the sales price you want, I will also work to limit the number of closing costs for which you will be responsible.

I will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.

 

 

Standard Closing Costs

Loan-Related Costs

  • Loan Origination Fee

  • Points (optional)

  • Appraisal Fee

  • Credit Report

  • Interest Payment

  • Escrow Account

Taxes

  • Property taxes

  • Transfer Taxes and Recording Fees

Insurance

  • Homeowners Insurance

  • Flood or Quake Insurance

  • Private Mortgage Insurance (PMI)

  • Title Insurance

 

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LISTINGS

TESTIMONIALS

 

"The Pennsylvania Real Estate Law requires that I provide you with a written Consumer Notice that describes the various business relationship choices that you may have with the real estate licensee.  Since we are discussing real estate without you having the benefit of the consumer notice, I have the duty to advise you that any information that you give me at this time is not considered to be confidential unless and until you and I enter into a business relationship.  At our first meeting, I will provide you with a Consumer Notice which explains those business relationships and my responding duties."

Disclaimer:  All information and/or links at this Web site are deemed reliable but not guaranteed. They are for general information purposes only.  It is the sole responsibility of any person viewing these pages to verify by outside means the accuracy of the information prior to taking any action based on the content of this Web site and any Web site linked to it. All of the information provided here, while considered reliable, is not guaranteed by RE/MAX Renaissance Realty West.  Independent verification is always recommended. When in doubt, consult your real estate attorney, mortgage loan officer, and accountant.